Privacy Policy for Text Correspondence
Effective Date: February 20, 2025
Impact Receivables Management ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, and protect your personal information when you opt-in to receive text message communications from us.
1. Consent to Receive Text Messages
By providing your phone number and opting in to receive text messages from us, you consent to receiving communications, including but not limited to, collection-related notices, payment reminders, and other important updates regarding your account.
2. Compliance with the Fair Debt Collection Practices Act (FDCPA) and Other Laws
We adhere to all applicable laws, including the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA), ensuring that our communications remain professional, lawful, and non-abusive. We will not use threats, harassment, or misleading language in our messages, and we will respect your right to limit or revoke consent at any time.
3. How We Collect and Use Your Information
When you opt-in to receive text messages, we collect the following information:
We use this information solely for communication related to your account, including but not limited to:
4. Opting Out of Text Messages
You may opt out of receiving text messages at any time by replying "STOP" to any message you receive from us. Once you opt out, you will no longer receive text communications from us, except as required by law or in response to inquiries you initiate. If you wish to opt back in, you may do so by following the instructions provided in our messages or by contacting us directly.
5. Message Frequency and Charges
The number of messages you receive may vary based on your account status and preferences. Standard message and data rates may apply as determined by your mobile carrier. We are not responsible for any charges incurred from text communications.
6. Security and Confidentiality
We take reasonable measures to protect your personal information from unauthorized access, disclosure, or misuse. However, please note that text messaging is not a fully secure form of communication, and we encourage you to avoid sharing sensitive personal or financial information via text.
7. Changes to This Policy
We reserve the right to modify this Privacy Policy at any time. If changes are made, we will notify you by updating the "Effective Date" above and, where required, by providing additional notice.
8. Contact Us
If you have any questions about this Privacy Policy or wish to update your communication preferences, please contact us at:
Impact Receivables Management
www.impactreceivablesmanagement.com
11104 W Airport Blvd Suite 199, Stafford TX 77407
customerservice@irmcollect.com
281-971-9998
By continuing to receive text messages from us, you acknowledge that you have read and understand this Privacy Policy.
This is an attempt to collect a debt. Any information obtained will be used for that purpose.
You are communicating with a debt collector.